No monthly fee
Enroll in eStatements and keep every dollar working.
Savings & CDs
Make tomorrow feel a little closer.
Competitive rates, clear terms, and no teaser period. Your money earns the published rate for as long as it remains in that tier.
Savings and certificate rates
Annual Percentage Yield (APY) effective September 22, 2026. Rates are fictional and for demonstration only.
| Product | Balance / term | Interest rate | APY |
|---|---|---|---|
| Harborline Savings | $0–$9,999 | 2.47% | 2.50% |
| Harborline Savings | $10,000+ | 2.71% | 2.75% |
| 6-month CD | $1,000 minimum | 3.68% | 3.75% |
| 12-month CD | $1,000 minimum | 3.44% | 3.50% |
| 24-month CD | $1,000 minimum | 3.20% | 3.25% |
Interest compounded daily
Interest is credited to your account monthly.
FDIC insured
Deposits are insured up to applicable legal limits.