Conventional loans
Fixed and adjustable options for purchase or refinance.
Home lending
A mortgage decision made closer to home.
Your application is reviewed by a Harborline team that understands New England homes, neighborhoods, and timelines.
First Harbor
As little as 3% down for qualified first-time buyers.
Jumbo loans
Local underwriting for loans above conforming limits.
Featured mortgage rates
Rates as of September 22, 2026, 10:00 a.m. ET. Sample APR assumes owner-occupied single-family home, 25% down, excellent credit. Rates may change.
| Loan | Interest rate | APR | Points |
|---|---|---|---|
| 30-year fixed | 6.125% | 6.284% | 0.750 |
| 15-year fixed | 5.500% | 5.738% | 0.625 |
| 7/6 ARM | 5.625% | 6.103% | 0.500 |
Ready for a confident offer?
A pre-approval gives you a budget and a local specialist before you start touring.