Personal banking

Checking that keeps things simple.

Two clear choices. Helpful digital tools. No surprises buried in the fine print.

Everyday banking

Harborline Checking

Straightforward checking with no monthly fee and no minimum balance.

Monthly fee

$0

Minimum

$0

APY

0.01%

  • 55,000+ fee-free ATMs
  • Early direct deposit
  • Debit card controls
  • Paper checks available

For higher balances

Harborline Plus

Earn more and receive fee waivers across your Harborline relationship.

Monthly fee

$15

Minimum

$5,000 to waive

APY

0.10%

  • All Checking benefits
  • One out-of-network ATM rebate monthly
  • Free cashier’s checks
  • Dedicated phone team

Checking fees at a glance

Harborline Checking carries no monthly maintenance fee and no minimum balance requirement.

ServiceHarborline CheckingHarborline Plus
Monthly maintenance$0$15; waived with $5,000 combined balance
Harborline ATM$0$0
Non-Harborline ATM$3$3; one rebate per month
Overdraft item$0$0
Cashier’s check$10$0